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Smarter Guaranteed Asset Protection (GAP)


GAP Insurance (also known as Motor Equity Insurance) is insurance against a shortfall that may occur in the event that your vehicle is stolen or written off, and your Comprehensive Motor Vehicle Insurance payout does not cover the loan balance outstanding on your finance agreement.
As we all know a vehicles value falls faster than the loan balance payable.

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Benefits of Guaranteed Asset Protection (GAP)

  • Reduces / eliminates the shortfall between the insurance payout and the outstanding balance
  • Provides added protection for your credit rating
  • The premium covers you for the full term and can be financed

We will also provide a one off payment of up to $10,000. This will cover your Stamp duty / Rego & CTP / Dealer delivery of your replacement vehicle

We know how worrying it is when something happens to your car, and worse still if you still need to come out with more money to settle your obligations to the financial institution that loaned you money to buy it! It’s not easy to come up with a large payment in these unexpected situations, so The Smarter Finance Company is here to help you find competitive and affordable quotes for effective GAP Insurance policies for you. You don’t have to worry about being unable to meet your obligations when we help you put this policy in place!

Why Choose Us?

Getting the Best Rates

There are lots of options - fixed or flexible. Find out how they can work for you!

Getting the Best Rates

Helping you to figure out what type of rates work the best for you is what The Smarter Finance Company is meant to do! With our experience and connections in the financial industry, we can help you get a range of quote for financing your car and one of these are sure to fit what you’re looking for! Let us help you to understand how each tool works and assist you to get things settled so you can get ready to own your new or used car!

Qualified Professionals

With our trained consultants, you know that you’re in good hands when you need your loan quickly!

Qualified Professionals

When you need someone to help you with your car financing, why not let The Smarter Finance Company help you get the through all the nitty gritty issues! With our experience and connections, the paperwork and processes will be handled in no time so that you don’t waste time! If you are ready for a new car, choose us to help you get that car to you in the quickest time possible!

Simple Document Processing

Getting a loan can be so simple, even if you have trouble furnishing documents.

Simple Document Processing

Ever wondered worried about the loan process? Have you thought about whether it will be tedious and time-consuming or even complicated and troublesome? Well it doesn’t have to be that way with The Smarter Finance Company! Let us help you get through all the administration and paperwork with as little documentation as possible so that you can get one step closer to getting the funding you need for your new or used car!

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